I really am going to compare you to a bank, but one that doesn't leave you in sheer panic each month. The You Bank focuses more on how you spend your time rather than your money. I'm talking about investing in yourself, checking in on that balance and steering clear of debt.
(Really, I thought of a few points that I wanted to make and they all related somewhat to a bank account, so let's go with it....)
Investing In Yourself
Are you investing in yourself? Are you allowing yourself all of those lovely things that you deserve? Creating the life you so desperately want? Striving to reach your goals and all that crap? You absolutely deserve and should set out to get your ideal life and be who you really want to be. Be willing to spend the time on yourself, concentrating on what you need to be happy, what you want and how you plan to get it. Think of each small and seemingly insignificant step as an investment in your future.
Checking In On That Balance
Are you getting enough rest? Are you up and about enough during the day? Are you feeling stressed out or relaxed? Keeping the balance involves making plenty of time for yourself to unwind and think things over, getting plenty of rest as well as enough exercise and keeping a good work: play ratio in each day.
Avoid letting yourself become overwhelmed with daily stresses by checking in daily on what's worrying you and what to do about it. Get yourself an early night as often as possible and work out when time allows you to. And make sure that you include at least one element of enjoyment in your day every single day.
That thing that never has a chance to happen when it comes to my actual bank account: add interest. Add interest as often as possible by keeping a good social life, trying new things often and finding new hobbies. Make a conscious decision to make every day more interesting, even if you simply go to a different shopping mall or eat at an exotic restaurant. That's far more interesting that visiting your usual restaurant and ordering the same old thing. Don't let yourself fall into a rut of boredom, keep things exciting as much as you possibly can!
Clutching at straws here, I know. What I mean here is 'emotional bankruptcy' or avoiding the things that don't make you happy. If too much of your time is spent doing things that you rather wish you didn't or with people who have a tendency to leave you feeling mentally drained, now is the time to cut that kind of crap from your life.
Swap potential bankruptcy for investing in yourself - take the time that you usually spending pleasing everybody else or on wasteful things that you don't enjoy and spend it on yourself. Fill the time with things that you enjoy and activities that you find beneficial.
Ultimately, you are human being who require self-investment, balance, interest and happiness. You're not *really* a bank, but you get my drift, no?
Image via Bradipo's Flickr